Having a mortgage getting immovable property, you could potentially obtain a portion of your money you may need
A recent account declaration for the discounts, a list of the expenditures and one 3rd-party financial aid that you’re going to spend money on assembling your project.
- The power abilities certification (EPC) into assets we wish to take out a loan having. Whenever you are giving another possessions as equity, be sure to own EPC regarding property.
Got intends to build or want it or make an excellent domestic or flat? So it loan is certainly caused by covered by a home loan and you may/or an electrical energy of lawyer which will make a mortgage.
You could potentially affect KBC Brussels to have a mortgage loan just if you live during the Belgium and you will located your own dominating money when you look at the euros.
- Just how much you can repay An excellent principle: the total of your monthly credit personal debt may not be large than simply 40% of one’s monthly net family income.
- The cost of your house as well as the count which you have currently protected You could never ever obtain more than the entire price of your residence. KBC Brussels and needs you to definitely money a portion of the project with your money.
- The new promises that you can give the financial KBC Brussels demands collateral to pay for themselves up against the exposure that you not any longer pay back your loan. (more…)